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The Staggering Costs of Dementia

Most of us know of someone who has been diagnosed with dementia. It is a costly and heart-breaking condition that is nearly doubling in numbers every 20 years. Dementia has affected the likes of Norman Rockwell, E.B. White, Rita Hayworth, Charlton Heston, Ronald Reagan, Charles Bronson, Margaret Thatcher and many others. What is Dementia? Dementia Read More

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VA Benefits for Long Term Care for Veterans

Many wartime veterans and their surviving spouses will need some type of long-term care in the near future. The Veterans Administration may have funds that are available to help pay for this care. Unfortunately, many are not aware of these benefits. There are three types of “pension benefits.” The veteran (or surviving spouse) does not Read More

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How to Plan for Long Term Care

(Partially taken from LongTermCare.gov -US Health and Human Services) WHAT IS LONG TERM CARE? In the year 2000, almost 10 million people needed some form of long-term care in the United States. Of this population, 3.6 million (37%) were under age 65 and 6 million (63%) were over age 65 (Roger & Komisar, 2003). Recent Read More

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Understanding the Importance & Implications of Guardianships & Conservatorships

Usually the idea of guardianship and/or conservatorship as a bad thing – something to be avoided. In a perfect world, we have to do advance planning to provide for our own care if we become impaired or incapacitated, and we need trustworthy, responsible and financially astute family members who are willing and able to assist Read More

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Intro To Trusts

Trusts can be a great tool—when used for the right reasons. Trusts may be complicated to the lay person. But when used properly, they can be a valuable estate planning tool. Aside from making your wishes known, some of the common uses for trusts include: avoiding probate, minimizing federal estate tax, protecting your children from Read More

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Trusts for Blended Families

A blended family is one that includes at least one spouse with a child or children from a prior marriage. The structure of a blended family can vary greatly and can include a husband with his own children, a wife with her own children, and even children born to the husband and wife together. In Read More

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Do I Have To Hire An Attorney?

So, do you have to hire an attorney to navigate the probate court process in Texas? Most of the time, yes. Texas courts usually require an executor to be represented by an attorney in a probate matter because an executor not only represents himself, but also the interests of beneficiaries and creditors. Texas law only Read More

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WHAT IF MY SPOUSE & I DIE TOGETHER? WHO WILL CARE FOR OUR MINOR CHILDREN?

Guardianship Questions: Q.        If my spouse and I die together, where would our children live for the first day or week or month until a judge can determine who will be their guardian? What if there are relatives we absolutely don’t want them to live with, even temporarily? A.        There is no simple answer to Read More

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THE BENEFITS OF HAVING AN ESTATE PLAN

There are a number of reasons that people create estate plans. By taking the time to plan your estate you will also be able to: Leave an Intentional Legacy to Your Family If you want to make sure your spouse is taken care of when you die and that there are no complications, unnecessary legal Read More

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WHAT DO DIGITAL ASSETS HAVE TO DO WITH ESTATE PLANNING?

What is a digital asset and why do I care? If you have an email account, social media access, or use your computer to access accounts – you have digital assets. As we go through our day-to-day lives, we do not often consider – what happens to these accounts when I die or become incapacitated? Read More

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